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Mortgage and Homebuying Glossary
We’ve put together a list of 35 common mortgage and homebuying terms to help you better understand the process of buying a home. Mortgage Types Closed mortgage This type of mortgage must usually...
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New Construction Financing. Dig Deep – Climb High.
We recently hosted a giveaway on Facebook and as part of that giveaway we asked our followers what topic they (you!) would most like to read about next in our blog. Unexpectedly, the majority of folks...
View Article7 Reasons Why You Should NOT DIY
…not entirely, anyway. Funny, when we decided to take on our current renovation project, the thought of working with a general contractor never occurred to us. Yes, we were taking on the complete...
View ArticleWhat Is The Penalty For Breaking A Mortgage?
It seems to be commonly known that if you break your mortgage before the end of your term, for any reason (i.e. refinancing, transferring to another lender, selling), that you will be subject to a...
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Did You Know That These 12 Things Are Reporting On Your Credit Report?
Two words: credit correction. Shivers! Way to clear a room! The topic might make some people a bit squirmy, but this is important stuff – hence the blog! Why, you ask? Well, some folks feel that...
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Here’s to YOU and 2017!
Thank you all for your support! Being a boutique office in the mortgage industry means that our growth is heavily dependent upon client satisfaction, so, indeed, how YOU feel when you’re working with...
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So, about that bannock…?
Happy Aboriginal Day everyone! Today is the day we formally recognize and celebrate the cultures and contributions of the First Nations, Inuit and Métis Indigenous peoples in Canada! On this 21st day...
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The Impact Of The New Mortgage Lending Guidelines
Don’t worry, it’s all good. Well, mostly good if I’m being honest. But I don’t write bummer blogs because there is no point in whining about something that you can’t change! So despite some tough...
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How Financially Literate Are Canadians?
According to a recent survey, Canadians rate themselves as poor when it comes to financial literacy … mediocre, at best. When you work in the mortgage industry, you quickly understand that numbers...
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Is refinancing your home a good idea given current real estate market...
Most homeowners and homeowners-to-be are aware of how expensive real estate has become (especially in the Toronto/GTA region) and for many folks real estate ownership has become unachievable. We...
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